In the center of the Milky Way galaxy resides a supermassive black hole 4 million times more massive than the Sun. More than enough gravitational might to shred and devour so wispy a thing as a gas cloud orbiting nearby. Yet somehow the cloud survived. Astronomers have been carefully tracking the motion of the dusty gas cloud called G2 for years, waiting for it to be torn to shreds by the monster black’s hole during peribothron or closest approach last May. To their surprise nothing of the sort happened. We’d know if G2 bit the dust because material ripped away would spiral down the black hole’s “throat”, heat up through friction and produce a spectacular fireworks show. So far there hasn’t been a peep. The images of infrared light coming from glowing hydrogen in the cloud show it was compact both before and after its closest approach during its slingshot around the hole. Not even a hint of stretching was detected. Before closest approach, the cloud was travelling away from the Earth at more than 6 million mph (10 million km/hr);

after zipping around the black hole, it was approaching the Earth at about 7.5 million mph (12 million km/hr). Throughout the time, astronomers monitored the black hole’s eating habits and recorded no unusual flares or burps during peribothron. The team, led by Andreas Eckart (University of Cologne, Germany), was amazed that the cloud remained intact. Observations strongly suggest that there’s more there than meets the eye. Now astronomers think the cloud is hiding either a star or a dense, massive core. Both could exerted enough gravity to keep G2 whole despite its close brush with the universe’s ultimate vacuum cleaner. “We looked at all the recent data and in particular the period in 2014 when the closest approach to the black hole took place. We cannot confirm any significant stretching of the source. It certainly does not behave like a coreless dust cloud. We think it must be a dust-shrouded young star,” said Eckert. started ringing more than usual. Travelers were asking the online insurance broker whether they could buy travel insurance that would allow them to cancel a planned flight and receive a full refund in the event of a terrorist attack at their destination.

The callers also wanted to know whether travel insurance would cover unexpected expenses due to related delays and whether the insurer would cover the cost of fleeing a country, should that be necessary.But she points out that you need to ask about this because some lower-priced policies might not include it. If you are concerned about the risk of terrorism while you travel, check the terms of the insurance policy you're considering before making the purchase. kirby vacuum cleaner instruction bookBe sure to review:vax vacuum cleaner review When the policy needs to be purchased. vacuum cleaner parts hong kongIf you are purchasing tickets for a flight one month from now, buy your travel insurance at the same time.

If you go ahead and buy the ticket but wait to purchase the insurance until closer to your departure date your ticket will not be covered in the event of a terrorist attack.Terrorism coverage allows cancellation if an attack takes place in any of the cities on your itinerary, which includes stopovers. But it may not cover you if you are going to Paris, say, and a terrorist attack takes place in a different French city.Read the fine print and ask the sales agent if the policy will cover payment for your care up front, which some overseas hospitals require. A good number of travel insurance policies will pay the medical facility directly.While this clause can increase your travel insurance premium by as much as 50 percent, it also gives you the greatest benefit. You can cancel your plans and get a full refund whether you’re worried about terrorism or simply have a change of heart about taking the trip. For information and advice on all things travel, check our travel and vacation guide.

Travel Insurance and Terrorism Tips While terrorism might be top of mind these days, it’s not the main reason consumers purchase travel insurance. About 25 percent of travelers buy insurance for international travel, according to Jim Grace, the founder of InsureMyTrip. The insurance typically covers trip cancellations due to a medical illness, hurricanes, and other natural disasters. It can also protect you in the event of an unforeseen epidemic such as a SARS or H1N1 outbreak or say, civil unrest, such as the Arab Spring in Egypt. If you decide to purchase insurance, think carefully about where to buy it. If you buy insurance from a travel agent, you'll probably be offered a small selection of policies from one company and you may not get the coverage you want. , however, offers more than 250 polices from 29 different insurance companies, so you’ll have a wider array of coverage and prices to consider. How much will it cost? Expect to pay about 7 to 10 percent of your prepaid nonrefundable costs.

If you pay $8,000 for airline tickets, hotel, and perhaps a tour your travel insurance could cost you $560 to $800. If you are over 40 years old or you are traveling for, say, a month versus a week, the premium will likely be higher. If you're traveling overseas, you'll have some other considerations as well. Since many U.S. health insurance policies don't provide coverage overseas, you might want to buy travel health care insurance. You'll have the option of choosing a policy with no deductible or policies with up to $1,000 deductible for health care expenses. Be sure to find out the maximum the policy will pay out. Something else to consider is whether the policy covers transportation to the health care facility, which could be exorbitant depending on how far you need to travel. Finally, if you have any chronic illnesses or medical conditions, look into getting a pre-existing medical condition waiver with your policy. That way, even if you become ill from a condition you have long been treating, you'll still be covered.